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HDB IS ONLY AN ASSET IF YOU KNOW HOW TO CORRECTLY LEVERAGE ON IT TO:

 GROW YOUR WEALTH! 

COMMON HDB HOMEOWNERS' CONCERNS

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Can I Really Afford To Upgrade To Private Property?

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Will I End Up Having To Service A Hefty Monthly Mortage Loan?

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Will My Hard-Earned Savings Be Completely Wiped Out?

 

A lot of my past clients have approached me with the same concerns that were holding them back.

 

However, after sharing on the detailed Financial calculations and taking into account their safety net & reserve funds, they have since managed to upgrade comfortably and have a very clear investment direction mapped out for the next 5 to 10 years!

CASE STUDY 1

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Mr & Mrs Poh owned a 4 room HDB and planned to move to a resale HDB near their parents.

After analysing their financial standing, we customised an upgrading plan.

They managed to upgrade to a 3 bedder condo that is...

Below market valuation & at their desired estate!

They even received $250K as their emergency funds!

CASE STUDY 2

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James and JiaLing have intention to move to a bigger HDB flat for their growing family size.

After analysing their financial standing, we customised an upgrading plan.

They managed to purchase a good-size new launch at entry price...

And profited $180K from the process for their safety net!

They even invest in a studio apartment for monthly passive income!

FIND OUT MORE THROUGH A SHARING SESSION!

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A detailed financial calculation to understand your financial standing.

A meticulous explanation and 4-step calculation of related costs involved such as legal fees, cash outlay, stamp duty and such.

An achievable Asset Progression Plan to help you to unlock funds in the form of spare cash or even more than 1 property.

 A far-sighted roadmap that will allow you to retire earlier and more comfortably. 

How you can achieve huge potential upside from your properties with real life case studies!

BUT SHOULD I UPGRADE IF I HAVE ALMOST FULLY PAID OFF MY HDB?

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Like most Singaporeans, you are probably using your CPF to service your loans... Beware!

Locking your CPF in your HDB has an adverse effect on your portfolio! Here's why:

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With most of your CPF trapped in the HDB flat, you are potentially at risk to:

 2.5% interest you can earn from living it inside your CPF funds. 

 2.5% accrued interest to pay back when you eventually sell you flat. 

 That is 5% opportunity costs you are losing each and every year! 

In dollar terms: For every $200K locked up in your property, you would have  lost $53,200 of your money in a matter of just 5 years!  Do not sacrifice your invested savings for uninvested funds!

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HDB VS PRIVATE PROPERTY PRICE HISTORY:

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SOURCE: SRX

HDB prices has been stagnant since 2013. In fact, it has been going on a downward trend!

 

Whereas private property's (non-landed) capital gain is standing at a whopping +157%!

 

Should you continue to hold your HDB?

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WITH A GUIDED ACTION PLAN & PROVEN ASSET PROGRESSION STRATEGY, YOU CAN...

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Grow your asset portfolio through stable property investment plans.

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Generate passive income with minimal to zero extra financial commitment

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Maintain healthy amount of cash reserve funds for rainy days

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Elevate you and your family to financial freedom

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Retire early with a secure safety net

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CHECK OUT OUR WHAT CLIENTS HAVE TO SAY!

CONTACT ANDREW YONG TODAY!

Let us have a NON-OBLIGATORY sharing session to get you started with your journey to a financially stress-free future!

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